Attention homeowners: Real estate appraisal services for in Jefferson and Frederick County

The top 7 reasons why MD homeowners order from KM Appraisals LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Frederick county's assessment of your propertyvalue
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MD divorce, when real estate property needs to be divided
  7. To settle an estate in Frederick county or MD by determining the true market value of real estate in question

Own a home in or near Jefferson, MD and need help determining the price of it?
Contact KM Appraisals LLC.

At KM Appraisals LLC, we understand the particular needs of a homeowner seeking appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping clients just like you get rid of unwanted PMI insurance.

Challenging Frederick county's assessment of your property

If you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from KM Appraisals LLC is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from KM Appraisals LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.